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Computes the date (and optionally the instant) a business-day deadline falls on, for an agent drafting or checking a contract, notice, SLA or partner response window: '10 clear business days' (both endpoints excluded) or 'within 10 business days' (end day counted), forward or backward, with an after-cutoff roll, caller or named holiday calendar and a DST-aware deadline time. Named calendars (US federal, Federal Reserve, NYSE, UK bank holidays) carry a source, as-of date and supported range and answer `unsupported` outside it. It does not interpret contract wording, know your jurisdiction's deeming rules, or read the clock.