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B20 Asset tokens do NOT apply multiplier() to balanceOf() — measured on chain: a multiplier moved 1.0→2.0 while holder balances read identically. Coinbase settles splits and dividend adjustments on its 13 tokenized equities through that multiplier, so reading balanceOf as a share count is wrong by exactly that factor the day one fires. Returns both numbers per holding: what an unadjusted integrator shows, and what is owed. Wallet balances only; LP/lending is declared excluded, never zeroed.