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The Neon read-only guard binds to the MCP tools only, so a psql fallback silently bypasses it. In this repo the "database access is read-only" property is not enforced by a database role. It is enforced by a PreToolUse hook, and that hook matches two tool names and nothing else. From .claude/settings.json: The consequence is easy to miss. There is no producer_ro role on the Neon side; the hook is the boundary. So the moment you reach the database by any other path, the boundary is gone: This matters most exactly when you are most tempted to route around it. If the Neon MCP server disconne

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